— Calculators

Run the numbers yourself

Plan your finances with interactive calculators. No registration, no email, no commitment.

The Czech APR (RPSN) calculator is bundled with the loan repayment tool — same numbers, different framing.

01 — Mortgage

Mortgage calculator

Monthly payment, total interest paid, and the repayment curve for any rate and term.

3 000 000 Kč
5 %
20 years
Monthly payment
19 799 Kč
Interest paid
1 751 681 Kč
Total paid
4 751 681 Kč
Repayment over time
Principal paidInterest paid

02 — Loan & APR

Loan repayment calculator

Monthly payment, total cost and overpayment for any consumer loan — also useful for APR (RPSN) comparison.

100 000 Kč
10 %
5 years
Monthly payment
2 125 Kč
Total paid
127 482 Kč
Overpaid
27 482 Kč
Repayment over time
Principal paidInterest paid

03 — Savings

Savings calculator

How long until you reach your savings goal, given an interest rate and monthly contribution — including interest earned.

500 000 Kč
50 000 Kč
5 000 Kč
4 %
Goal reached in
6 years a 5 měs.
Target amount
500 000 Kč
Interest earned
67 697 Kč
Savings over time
SavedTarget

04 — Salary

Net salary calculator (CZ)

From a gross monthly salary, computes net pay, individual deductions and the total cost to the employer (Czech tax rules).

50 000 Kč
Social insurance (6.5%)- 3 250 Kč
Health insurance (4.5%)- 2 250 Kč
Income tax (after discount)- 4 930 Kč
Total deductions- 10 430 Kč
Net salary
39 570 Kč
Gross salary
50 000 Kč
Employer cost
66 900 Kč

Odvody zaměstnavatele:

Social insurance (24.8%)12 400 Kč
Health insurance (9%)4 500 Kč

The first step costs nothing

Let us talk through your situation.

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